What are the three main ways credit card companies make most of their money?
I'm curious about the primary profit sources of credit card companies. Specifically, I want to know the three main methods they use to generate the majority of their income.
Do credit card companies look at what you buy?
I'm wondering if credit card companies actually keep track of the specific purchases I make. Do they analyze what I buy with my credit card?
What do credit card companies look for when checking your credit rating?
I want to know what factors credit card companies consider when they assess my credit rating. What are the specific criteria or indicators they look for to determine my creditworthiness?